Springleaf Financial Services
About Us
Benefits
Health & Welfare
Medical benefits
Depending on where you live, Springleaf Financial Services offers you a choice of three types of medical coverage for you and your dependents on a pre-tax basis. A Preferred Provider Organization (PPO), an Exclusive Provider Organization (EPO) and a Health Maintenance Organization (HMO). The plans provide benefits with a very large network of providers including prescription drugs. The main difference between the PPO, EPO and HMO is who provides your care and how much you pay out of pocket for that care.
Prescription Drugs
You have two choices of prescription drug plans. The Platinum Plan offers coverage for a full range of generic and brand drugs. The Silver Plan offers coverage via mail order for maintenance drugs only.
Dental benefits
You can choose from two dental care coverage options for you and your dependents, which the employee pays for on a pre-tax basis. The Enhanced Plan offers a broad range of preventative and major restorative benefits. The Preventative Plan offers benefits for preventative services as well as basic treatment such as fillings.
Vision benefits
Vision care services include eye examinations, glasses or contacts, and Lasik discounts.
Retirement & savings
Steps you take today may help you enhance your retirement. Springleaf Financial Services offers retirement and savings plans to help you prepare for retirement.
Retirement plan
Springleaf Financial Services maintains a pension plan to supplement your Social Security benefits and personal savings. The company pays the full cost of this plan.
Springleaf Financial Services incentive savings plan 401(k)
Springleaf Financial Services offers an incentive savings plan (401(k)) to all salaried, exempt and nonexempt employees working 20 hours or more per week, who are age 18 or over, and scheduled to work at least 1,000 hours during the calendar year. Employees are eligible to join the plan on January 1st or July 1st following the first day of active work, and attainment of age 18.
You can save from 1% to 50% of pay on a pre-tax basis, invest in a variety of funds, and enjoy tax-advantaged account growth with the 401(k) plan. The company match (up to 6% of your contribution) is based on your years of service as follows:
- Less than 5 years: 10% match
- 5 to 9 years: 20% match
- 10 years or more: 30% match
Time off
Holidays We provide 10 paid holidays each year. For 2012, there are seven standard holidays and three discretionary days in most Springleaf Financial Services locations.
Vacations Regular full-time employees earn vacation depending on date of hire.
Other benefits
Talent Search awards (Employee Referral Program) The company provides an employee referral award program, Talent Search, which provides monetary awards encouraging employees to refer qualified job applicants to the company for employment.
Tuition assistance The Tuition Reimbursement Program is a great way for employees to seek educational opportunities and be reimbursed for job-related classes.
Matching Grants program The company will match dollar-for-dollar contributions by eligible donors and/or their spouses to qualified institutions that qualify as tax-exempt organizations for federal income tax purposes under section 501(c)(3) of the Internal Revenue Code.
Basic life Springleaf Financial Services provides each employee with coverage equal to one times their annual base pay, the minimum coverage is $50,000. Maximum coverage is $250,000.
Supplemental life Employees can buy additional life insurance at group rates for themselves, up to four times their base pay, employees can also buy coverage for eligible dependents.
Family Accident insurance Employees can buy accident insurance that pays a benefit for accidental loss of life, speech, sight, hearing, or limb.
Employee Assistance Advisory Program (EAP) This plan provides, at no cost, two confidential counseling sessions per situation, per calendar year for employees and their family members.
Job posting program This program offers opportunities for internal career advancement through the internal job posting program. The job posting program advertises openings to employees so that they may have first opportunity to apply for open positions within the company.
Reimbursement accounts Springleaf Financial Services offers a both pre-tax Health Care Reimbursement Account and a Dependent Care Reimbursement Account during our annual benefit enrollment.
Short-Term Disability (company paid) If an employee is disabled and cannot work for five consecutive work days, upon the sixth work day of absence the employee may become eligible for short-term disability pay. The short-term disability plan provides partial or full pay for up to 25 weeks, depending on an employee's length of service with the company.
Long-Term Disability (employee paid) If an employee cannot work because of a serious illness or injury that lasts more than six months, the long-term disability plan is designed to replace a portion of income, offset by other benefits the employee may receive.
Business Travel Accident insurance (company paid) This coverage provides up to five times the employees' annual base pay for the accidental loss of life, speech, sight, hearing, or limb while traveling on company business.
StepUP The company is committed to employee involvement in the communities in which it operates. StepUP is the company's initiative to encourage employees to volunteer with children and young people in their communities.
Business casual dress
Springleaf Financial Services has a company-wide business casual dress policy. Employees should always be well-groomed, present a professional appearance, and dress in appropriate business casual attire while representing the company.
